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GEICO Total-Loss Vehicle Valuation Class Action in New Jersey

GEICO · Auto insurance total-loss actual cash value payments · Ongoing Litigation

About this case

Jessica Dinicola-Ortiz alleges that GEICO underpaid insurance claims for totaled vehicles by applying condition-based adjustments to their actual cash values, and that similar adjustments affected potentially tens of thousands of New Jersey claimants. The court denied class certification because individualized evidence would be required to determine each vehicle’s actual cash value and whether GEICO underpaid the claim, while allowing Dinicola-Ortiz’s individual claim to proceed.

Case overview

Defendant company
GEICO
Product or service
Auto insurance total-loss actual cash value payments
Court case number
22-CV-6228 (RMB) (MJS)
Case status
Ongoing Litigation
Lawsuit type
Consumer
Reported harm
Other

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Sources