Public case information

Visa and Mastercard Interchange Fee Settlement

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Visa and Mastercard · Visa and Mastercard credit and debit card payment processing · Settlement Reached

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About this case

Merchants alleged that Visa and Mastercard charged excessive interchange fees for card transactions, in a long-running antitrust class action covering qualifying U.S. merchants. The damages settlement was reached in 2018 and received final approval in 2019; settlement administration continues, with a potential second distribution awaiting court approval.

Case overview

Defendant company
Visa and Mastercard
Product or service
Visa and Mastercard credit and debit card payment processing
Case name
Payment Card Interchange Fee Settlement
Case status
Settlement Reached
Lawsuit type
Antitrust
Reported harm
Competition Pricing

Important dates

Merchant settlement claim

Participation information

Availability is based on each listed participation option and its deadline.

Merchant settlement claim

U.S. businesses that accepted Visa or Mastercard-branded cards between January 1, 2004, and January 25, 2019, subject to the settlement terms.

Type
Settlement Claim
Status
Deadline passed
Total settlement amount
$5,500,000,000
Payout
Approximately $414 million had been distributed to about 598,000 merchants. A proposed second distribution of at least $182 million was awaiting court approval.
Reported proof requirement
Unclear

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Sources

Public reporting associated with this case.