Public case informationLast updated

Equifax Credit Score Miscalculation Settlement

Equifax · Credit reporting and credit scores · Settlement Reached

About this case

The class action alleges that a three-week coding error caused Equifax to report credit scores more than 20 points lower for approximately 4 million people who applied for mortgages, auto loans, or credit cards between March 17 and April 6, 2022, allegedly affecting credit decisions and interest rates. Equifax denied liability and agreed to a $100 million settlement; a final fairness hearing is scheduled for January 22, 2027.

Case overview

Defendant company
Equifax
Product or service
Credit reporting and credit scores
Case status
Settlement Reached
Lawsuit type
Consumer
Reported harm
Misrepresentation

Participation information

No active participation options are currently listed.

Sources