Equifax Duplicate Collection Reporting Settlement
Equifax · Credit reporting services · Settlement Reached
About this case
The class action alleges that Equifax reported duplicate collection accounts or amounts on consumer credit reports after inquiries in August or September 2022. Equifax denies the allegations and has agreed to a $2.2 million settlement, with final approval scheduled for October 6, 2026; the settlement also provides for removal of duplicate collection amounts and reporting changes.
Case overview
- Defendant company
- Equifax
- Product or service
- Credit reporting services
- Case name
- Equifax Duplicate Collection Accounts Class Action
- Case status
- Settlement Reached
- Lawsuit type
- Consumer
- Reported harm
- Other
Important dates
- Duplicate Collection Reporting Settlement Claim
Participation information
Duplicate Collection Reporting Settlement Claim
The article states that approximately 37,000 people may qualify if a duplicate collection amount appeared in their Equifax file following an inquiry in August or September 2022.
Submit a claim through the settlement website by September 1, 2026. The article does not provide the settlement website URL.
- Type
- Settlement Claim
- Status
- Deadline passed
- Total settlement amount
- $2,200,000
- Amount per claim
- $600
- Payout
- Eligible claimants may receive up to $600, subject to the settlement terms and final approval.
- Reported proof requirement
- Unclear
Credit Monitoring and Identity-Theft Coverage Benefits
The article states that class members qualify for six months of Equifax Complete credit monitoring and up to $500,000 in coverage for qualifying out-of-pocket identity-theft costs even without submitting a claim.
- Type
- Other
- Status
- No action required
- Payout
- Six months of Equifax Complete credit monitoring and up to $500,000 in qualifying identity-theft-related out-of-pocket-cost coverage.
- Reported proof requirement
- Unclear