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Settlement Reached
Settlement Reached

Equifax Duplicate-Account Reporting Settlement

Equifax · Consumer credit reports and collection-account reporting

Equifax agreed to establish a $2.2 million cash fund to resolve allegations that it reported the same collection account more than once on certain consumers' credit reports, allegedly violating the Fair Credit Reporting Act. The matter reached a settlement, with claims due by September 1, 2026.

Case updates and reports

Settlement information
Last updated at

How to participate

Equifax settlement claim

The article states that people who used Equifax’s consumer credit reports service in 2022 may be eligible to claim part of the settlement.

Type
Settlement Claim
Claim status
Deadline passed
Total settlement amount
$2,200,000
Amount per claim
$600
Payout
Eligible claimants could receive a pro rata cash payment of up to $600, with the final amount depending on the number of valid claims and available settlement funds. Payment methods included PayPal, Venmo, Zelle, virtual prepaid card, or check. Class members also receive six months of Equifax Complete credit monitoring without filing a cash claim.
Reported proof requirement
Unclear

Credit Monitoring and Identity-Theft Coverage Benefits

The article states that class members qualify for six months of Equifax Complete credit monitoring and up to $500,000 in coverage for qualifying out-of-pocket identity-theft costs even without submitting a claim.

Type
Other
Availability
No action required
Payout
Six months of Equifax Complete credit monitoring and up to $500,000 in qualifying identity-theft-related out-of-pocket-cost coverage.
Reported proof requirement
Unclear

Sources and links

Official settlement informationSettlement · Equifax settlement claim
Equifax Duplicate Collection Account Reporting SettlementYahoo! Finance · Published
September 2026 Class Action Settlement ClaimsYakima Herald-Republic · Published
Equifax Consumer Credit Reports FCRA SettlementCNET · Published
Equifax Duplicate Account Reporting SettlementThe US Sun · Published
Equifax Duplicate Credit Reporting Class Action SettlementInvestopedia · Published
Equifax Duplicate Collection Reporting SettlementForbes · Published
Equifax Duplicate Reporting Class Action SettlementPC Magazine · Published
Equifax Duplicate Account Reporting SettlementPCMag UK · Published
Bradberry v. Equifax Duplicate Debt Reporting SettlementCNET · Published