Bradberry v. Equifax Duplicate Debt Reporting Settlement
Equifax · Consumer credit reports · Settlement Reached
About this case
Bradberry v. Equifax alleges that Equifax duplicated negative collection-account information in consumer credit reports, making collection balances appear larger and allegedly harming consumers' creditworthiness and finances. Equifax agreed to a $2.2 million settlement without admitting wrongdoing; the settlement received preliminary approval, claims closed on September 1, 2026, and final approval was scheduled for October 6, 2026.
Case overview
- Defendant company
- Equifax
- Product or service
- Consumer credit reports
- Case name
- Bradberry v. Equifax Information Services LLC
- Court case number
- 1:22-cv-04754-MLB
- Case status
- Settlement Reached
- Lawsuit type
- Consumer
- Reported harm
- Misrepresentation
Important dates
- Duplicate Account Reporting Settlement Claim
Participation information
Duplicate Account Reporting Settlement Claim
Generally, U.S. and territorial residents identified by Equifax as having received a Duplicate Reporting Letter concerning duplicate collection-account reporting in August or September 2022. The notice included a Notice ID beginning with EQB and a PIN.
Claims were submitted through the official settlement website using the Notice ID and PIN from the Duplicate Reporting Letter, or by completing and mailing the official paper claim form. The claim deadline has passed.
- Type
- Settlement Claim
- Status
- Deadline passed
- Total settlement amount
- $2,200,000
- Amount per claim
- $600
- Payout
- Eligible claimants could receive a pro rata cash payment of up to $600, with the final amount depending on the number of valid claims and available settlement funds. Payment methods included PayPal, Venmo, Zelle, virtual prepaid card, or check. Class members also receive six months of Equifax Complete credit monitoring without filing a cash claim.
- Reported proof requirement
- Unclear