Public case information

Capital One Credit Card Rewards Cancellation Class Action

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Capital One · Capital One credit cards and rewards program · Ongoing Litigation

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About this case

Nikhil Navkal and NTech Consulting LLC filed a proposed class action alleging that Capital One improperly canceled earned credit card rewards after closing accounts, including accounts closed for fraud or unauthorized use when the cardholders allegedly were not responsible for the closure. The complaint asserts breach of contract, unjust enrichment, and Equal Credit Opportunity Act claims, and the matter is in ongoing litigation with no ruling on the merits established.

Case overview

Defendant company
Capital One
Product or service
Capital One credit cards and rewards program
Court case number
3:26-cv-00308
Case status
Ongoing Litigation
Lawsuit type
Consumer
Reported harm
Other

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Sources

Public reporting associated with this case.